Medicare Health Plans

Why Medicare Planning Matters

Healthcare costs can be a significant burden, especially in retirement. Choosing the right Medicare plan ensures you get the coverage you need while managing out-of-pocket expenses effectively. Whether you’re enrolling for the first time or evaluating your current plan, we provide expert guidance to help you make informed decisions.

Are You Choosing the Right Medicare Plan?

• Do you understand the differences between Original Medicare, Medicare Advantage, and Medicare Supplement plans?
• Are your preferred doctors and hospitals covered under your plan?
• Do you need prescription drug coverage (Part D), and are your medications covered?
• Are you maximizing your Medicare benefits while keeping costs low?
• Have you considered additional benefits like dental, vision, and hearing coverage?

Original Medicare (Parts A & B)

Covers hospital stays, doctor visits, and medical services but may leave gaps in coverage.

Medicare Advantage (Part C)

Offers an all-in-one plan with added benefits like dental, vision, and wellness programs.

Medicare Supplement (Medigap)

Helps cover out-of-pocket costs like copays, deductibles, and coinsurance.

Medicare Prescription Drug Plans (Part D)

Provides coverage for prescription medications and helps lower drug costs.

Long-Term Care & Additional Coverage

Explore supplemental insurance options to help cover nursing care, home health services, and specialized treatments.

Enrollment & Annual Plan Reviews

Get assistance with Medicare enrollment and yearly plan evaluations to ensure you have the best coverage for your needs.